I. Job Description:

• Develop credit card product strategies aligned with business goals and market demands.
• Manage and develop credit card products, including customer segmentation, core card system features, and enhancing product competitiveness in the Vietnamese market.
• Conduct SWOT analysis, evaluate and create strategies to minimize credit risks and fraud in card operations.
• Oversee the credit card approval process in a digital environment, ensuring optimization and security.
• Apply and develop trends in big data for customer risk management, optimizing decision-making processes.
• Collaborate with relevant departments such as IT, Legal, and Marketing to successfully implement digital credit card products.
• Ensure compliance with legal regulations and international standards in credit card product development.

II. Requirements:

• Work Experience: A minimum of 5 years of experience in the Consumer Finance, Banking, or with International Card Companies (Visa, MasterCard, JCB, Amex, Diner Club, UnionPay)

• Management Experience: At least 3 years of experience in roles such as Specialist, Head of Department, or Head of Credit Card Product Division at financial institutions or banks.

• Credit Card Product Development Experience: Proven experience in building, developing, and successfully launching at least one new

• Deep understanding of traditional credit card products, customer segmentation, core card system features, and credit card operations.
• Expertise in credit and fraud risks in card operations.
• Experience in the credit card approval process in a digital environment.
• Knowledge of big data trends and their application in customer risk management.
• Strong leadership and team management skills, with the ability to work independently and make strategic decisions.

III. Benefits

• Salary: Negotiable
• Bonus: 13th month salary and performance-based bonuses (if applicable)
• Welfare Policies: In accordance with legal regulations (Social Insurance, Health Insurance, holidays, and festivals)
• Management Benefits: Travel, holiday bonuses, and periodic health check-ups (depending on the company‘s business activities at the time)
• Working Environment: Dynamic and professional with many opportunities for advancement
• Equipment: Full provision of necessary equipment for the job