Credit Card Product Development Director
Hội sở Hồ Chí Minh - Ban Dự Án - Toàn thời gian
I. Job Description:
- Develop credit card product strategies aligned with business goals and market demands.
- Manage and develop credit card products, including customer segmentation, core card system features, and enhancing product competitiveness in the Vietnamese market.
- Conduct SWOT analysis, evaluate and create strategies to minimize credit risks and fraud in card operations.
- Oversee the credit card approval process in a digital environment, ensuring optimization and security.
- Apply and develop trends in big data for customer risk management, optimizing decision-making processes.
- Collaborate with relevant departments such as IT, Legal, and Marketing to successfully implement digital credit card products.
- Ensure compliance with legal regulations and international standards in credit card product development.
II. Requirements:
- Minimum of 10 years of experience in the credit card industry, especially in product development.
- Deep understanding of traditional credit card products, customer segmentation, core card system features, and credit card operations.
- Expertise in credit and fraud risks in card operations.
- Experience in the credit card approval process in a digital environment.
- Knowledge of big data trends and their application in customer risk management.
- Strong leadership and team management skills, with the ability to work independently and make strategic decisions.
III. Benefits
- Salary: Negotiable
- Bonus: 13th month salary and performance-based bonuses (if applicable)
- Welfare Policies: In accordance with legal regulations (Social Insurance, Health Insurance, holidays, and festivals)
- Management Benefits: Travel, holiday bonuses, and periodic health check-ups (depending on the company‘s business activities at the time)
- Working Environment: Dynamic and professional with many opportunities for advancement
- Equipment: Full provision of necessary equipment for the job
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